A newly leaked directive from U.S. Immigration and Customs Enforcement (ICE) has ignited a firestorm of legal and moral outrage, signaling a profound shift in domestic enforcement tactics. Signed by Acting ICE Director Todd Lyons, the memo instructs officers to use Form I-205—an administrative warrant filled out and authorized by ICE itself—to enter private homes between 6 a.m. and 10 p.m. to arrest individuals with final orders of deportation..

Financial policy has never been neutral. For communities long excluded from the mainstream economy—Black and Brown families, working-class women, immigrants, low-income households, and rural Americans—the fine print of legislation has often dictated whether we thrive, survive, or are left behind. From redlining and payday lending to the gender pay gap and unbanked households, our lived experience tells us that when Washington makes financial rules, equity is rarely the default.

Now, Congress is debating the CLARITY Act of 2025…